Arizona Monsoon Damage — What We Handle
Every monsoon season, microbursts, haboobs and flash floods damage thousands of Arizona homes. The first 24 hours matter most: tarping a damaged roof and extracting water immediately prevents secondary damage — and your insurance policy requires reasonable mitigation. Dotshub gets a licensed crew to your door fast.
🌪 Roof & Tile Damage
Blown shingles, cracked tiles, lifted flashing. Emergency tarping today, permanent repair after the adjuster visit.
Tarping $400–$1,500 · usually insurance-reimbursed
💧 Water Damage & Flooding
Ceiling leaks, flooded rooms, soaked drywall and carpet. Extraction, drying and mold prevention.
$2,500–$15,000 · covered if storm-caused
🌳 Tree & Debris Impact
Trees on roofs, fences and vehicles. Safe removal, structural assessment, and repair.
$800–$8,000 · covered by most policies
❄️ AC / HVAC Storm Failure
Lightning surges and debris-damaged units in 110° heat. Priority same-day AC response.
$350–$7,500 · surge damage often covered
Insurance Claim? We Make It Count.
Most monsoon damage — wind, hail, lightning, fallen trees, and water entering through a damaged roof — is covered by standard Arizona homeowners insurance. Dotshub contractors photograph and document everything to professional claim standards and meet your adjuster on-site, so the full scope of damage gets approved, not just the visible part.
Frequently Asked Questions
Does homeowners insurance cover monsoon damage?
Yes. Wind, hail, lightning, and falling-tree damage are covered by virtually every Arizona policy. Flood damage from rising water needs separate flood insurance — but water entering through a storm-damaged roof IS covered.
Should I call insurance or a contractor first?
Photograph the damage first, then get a licensed contractor's free assessment before filing. A professional damage report strengthens your claim and prevents the adjuster from underestimating the scope.
How fast can someone get here?
Emergency crews across Phoenix Metro and Tucson typically respond the same day — often within hours during active storm events.
What does this cost me?
Dotshub is completely free for homeowners. You pay your contractor for the work (or your insurance does) — never Dotshub. Estimates and storm inspections are free.